Business scope:

Registered capital 3 million ~5 million business scope:

Pawning business of chattel pledge;

The sale of items not in the quota;

Appraisal, assessment and advisory services;

Other pawn businesses approved by mofcom according to law;

Registered capital of 5 million ~10 million business scope plus:

Real estate (the real estate of other provinces, autonomous regions and municipalities directly under the central government or the projects under construction without the pre-sale permit for commercial housing) mortgage pawn business

Business scope with registered capital above 10 million plus:

Pawn business of pledge of property rights.

Licence value:

1. Policy support: the management environment of pawnshops is becoming more systematic. The ministry of commerce and pawnshops industry association will deliberately lower the standards set by pawnshops.

2. Market demand: under the condition of market economy, the shortage of funds is a common problem faced by different enterprises or individuals, while pawnshops are welcomed by small and medium-sized enterprises, individual businessmen and the general public with the characteristics of fast and flexible financing.

3. Profit advantage: the interest and comprehensive service fee agreed in the pawn loan contract can be up to 4 times the loan interest rate of the bank in the same period

Application requirements:

1. Registered capital: the minimum registered capital of pawn shop is 3 million yuan;For those engaged in real estate mortgage pawn business, the minimum registered capital shall be 5 million yuan;For those engaged in the business of pawning property rights, the minimum registered capital shall be 10 million yuan.The registered capital is actually paid.

2. Legal person shareholders: the first largest shareholder is a legal person shareholder whose shareholding ratio accounts for more than 1/3 of all shares, and the total shareholding ratio of legal person shareholders accounts for more than 1/2 of all shares.A single natural person cannot be the controlling shareholder.

3. Office space: the business site must be a storefront with a lease period of more than 3 years and an area of more than 100 square meters.

4. Personnel: management personnel and appraisal personnel familiar with pawn business (specific requirements shall be subject to relevant policies)